You
Run Comp Check and talk to the broker. You are not billed at any point, whether or not anything places.
What this costs you
Nothing.
You do not pay for Comp Check or the broker's review. Not a fee, not a deposit, not a card number.
Where the money actually goes
Carrier to broker. Never owner to broker.
Your policy
If the broker can help and a policy places or renews through him, that transaction is what triggers payment.
The carrier pays the broker
The insurance carrier pays a commission directly to the broker. You are not the one writing that check.
In plain terms
You are never billed by this site.
The carrier compensates the broker, not you.
Commission is paid on placement or renewal, and it comes from the insurance carrier's side of the transaction.
Running Comp Check does not obligate you to anything.
It reads your figures and produces a finding. Nothing about running it commits you to a purchase.
If the broker cannot help, he says so.
Instead of billing you to find out, he tells you plainly rather than stringing out a sales process.