The policy
State, annual payroll, and what you pay on that same policy.
Workers' compensation
Your workers' comp cost went up. This finds out what changed.
You know you are paying more. The cause may be your experience modification, your payroll, how your work is classified, a claim, an audit adjustment, or the renewal itself. You are not expected to know which.
Comp Check reads the figures you already have. It does not quote, and it does not promise a saving.
The problem
A higher bill does not tell you which number moved.
Workers’ compensation cost is built from several figures, and any one of them can move without the others. The bill shows you the total, not the cause. Comp Check separates the figures so the cause is visible before anyone asks you for paperwork.
- The premium rose without an obvious change in the business
- Your experience modification changed at renewal
- An audit adjusted what you owed after the policy period
Your starting point
Start with the figures behind the increase.
Rough figures are fine. Comp Check takes about a minute and reads what you already have in front of you.
What changed
Your experience modification now and the year before, if you have them.
The documents
Your declarations page and loss runs, which the broker reads after the check.
The next decision
You find out what your figures actually show.
If the figures point to something worth a professional look, the broker sees the finding and decides what can be done. If they do not, it says so.
Run Comp Check