The policy
State, annual payroll, and the cost on that policy.
Workers' compensation
Your audit came back higher than expected. This finds out why.
A workers’ compensation audit reconciles what you estimated against what actually happened: payroll, classifications, subcontractors, and officer treatment. An audit can be correct and still be worth checking.
You are not expected to understand audit mechanics before starting. The check and the broker do that work.
The problem
An audit lands after the year it is measuring.
Audits arrive at the end of a policy period, often after you have already renewed, which is why the bill can feel disconnected from the decisions that produced it. What the audit changed is a factual question, and the figures and documents answer it.
- The audit bill was larger than you planned for
- Payroll or classifications were adjusted
- You have not had the audit checked by anyone independent
Your starting point
Establish what the audit moved.
Comp Check starts with the account. The audit document itself is what the broker reads next.
The audit
What the audit changed, if you know, and the resulting bill.
The documents
The audit worksheet, your declarations page, and loss runs.
The next decision
You find out whether the audit is worth challenging.
The broker reviews the figures and the documents and tells you whether there is a case to make and what making it involves.
Run Comp Check